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Insights Regarding A Whiplash-Type Injury

Insights Regarding A Whiplash-Type Injury

  By Dan Baldyga
About Dan Baldyga
  Dan Baldyga has a lifetime of experience in the field of motor vehicle accidents, personal injury and compensation.
More about Dan  

Whiplash means the backward and forward snapping of a person's head, caused by the sudden acceleration or deceleration of a motor vehicle that has just sustained a collision. It's the result of the stretching of neck muscles and/or ligaments that sometimes produce muscle spasms. Whiplash is a convenient way of designing certain accident injury facts that produce pain in the cervical area. The term carries no medical connotation, but a whiplash-type injury can be very painful and it can last for a long time.

WHIPLASH - A SERIOUS INJURY: Without question, there are often actual (and sometimes severe) injuries that involve the cervical region of the spine. Because of the misuse of the term "whiplash", people who work with insurance claims are suspicious when someone claims whiplash as an injury. Many of them believe the claimant is intending to confuse, delude, or defraud the company with their supposed whiplash claim

When it comes time to settle a case, the legitimate recipient of a whiplash-type injury must be in a position to stress the injury is authentic. To prove that the injury has indeed been sustained, the claimant must have a Medical Report from their doctor that clearly describes the whiplash injury. Don't fall pre to being blackmailed into lessening the severity of the injury - - whiplash can be a very painful injury.

A PAINFUL EXPERIENCE: In every instance with this type of injury the degree, depth, and length of the injury combined with the pain that follows, can only be determined by the proper medical diagnosis by a physician. Don't allow the physician to simply state the condition as "whiplash" in his Medical Report - - that's the kiss of death!

Don't allow the adjuster to vilify or devalue the injury. You might hear the adjuster say, "Come on now, what is whiplash anyway? It's not even a specific injury. It's just an accident fact about what happened to your body. Nothing was broken. Your X-rays were negative. It's really not worth that much."

To avoid this sort of nonsense make sure the doctor's final Medical Report goes into specific detail as to exactly how acute and painful your whiplash-type injury is. If the doctor does not spell it all out, you have the right to insist that they rewrite the report. If the doctor grumbles about the time involved to write another report have them bill you for it. It's a legitimate medical expense. Often they'll bury the cost in their final bill so you won't have to pay for it out of your own pocket.


DISCLAIMER: The only purpose of this claim tip is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga or Vince Ciulla make any guarantee of any kind whatsoever; NOR do they purport to engage in rendering any professional or legal service; NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is the INDIVIDUAL'S RESPONSIBILITY to obtain said services.

Copyright (c) 2005 by Daniel G. Baldyga All Rights Reserved

Dan Baldyga's fourth and latest book Auto Accident Personal Injury Insuraece Claim: (How To Evaluate And Settle Your Loss) can be found on the Internet at This book reveals "How To" successfully handle your motor vehicle accident claim, so you won't be taken advantage of. It also goes into detail regarding the revolutionary BASE (The Baldyga Auto Accident Settlement Evaluation Formula). BASE explains how to determine the value of the "Pain and Suffering" you endured because of your personal injury.

Additional Information provided courtesy of and Warranty Direct
© 2000-2007 Vincent T. Ciulla

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