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Special For The Readers Of Auto Repair with Vincent Ciulla's

Special For The Readers Of Auto Repair with Vincent Ciulla's "The Insurance Corner"

  By Dan Baldyga
About Dan Baldyga
  Dan Baldyga has a lifetime of experience in the field of motor vehicle accidents, personal injury and compensation.
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After reading my "How To" Insurance Claim articles during 2002 I've been asked by many readers of Auto Repair with Vincent Ciulla's "The Insurance Corner" how they can be positive they really got all the money due them by the insurance company? I'm absolutely confident that BASE (The Baldyga Auto Accident Settlement Evaluation) Formula, found in my book, will provide them with the info they need, however to answer these readers please allow me to make this suggestion:

If indeed yours is a complete and total case of clear liability on the part of the other driver - - and if you're sure of the property and personal injury "statute of limitations" in the state where the accident took place (so you don't let the time pass when you can collect for your property damage, all your out-of-pocket expenses plus your "pain and suffering") - - you should dicker with the insurance company and obtain from them the best possible offer they'll come up with.

Once you've done that go out and find a Legal Beagle to take on your case (but only on one condition) and that is your lawyer will take their fee from the money they obtain over and above what you've already been offered in settlement. In other words, if the insurance company offers you a bottom-line settlement (which includes your medical bills, all property damages, lost wages, and all your other out-of-pocket expenses - - plus an additional amount for your "pain and suffering") - - and let's say that figure is $10,000, you should tell that Beagle, "Okay I'll give you my case however your commission should be taken from whatever you get above and beyond that $10,000." At that point, even while sitting at home with their doors and windows shut, you're friends will hear that Legal Beagle howling from several blocks away!

When he stops bellowing ask him why he should get a portion of the $10,000 you've already been offered? The Beagle will slink around the office, spittle dripping from his jaws, clawing the rug and/or humping your leg because there's no answer to that question.

Should that Beagle continue to give you a hard time say, "Tell you what, your commission is usually 1/3 of the recovery. In this instance I'll give you 50% of the recovery! In other words, I'll split every dollar you get - - above and beyond that $10,000 I've been offered - - fifty-fifty!"

If that Beagle still balks (and you're absolutely positive the accident is not a question of liability but rather "how much" it's worth) there are many others groveling around out there that you can contact. Even if they're not a self-proclaimed alleged "hot shot" - - or maybe a youngster just beginning their practice - - it's okay. If it's only a question of "how much" you'll find one. And, if they all turn you down, you can be 99.9% assured that the money offered is just about the limit of what your claim is worth.

So, friends of Auto Repair with Vincent Ciulla, after you've read my book and applied The BASE Formula, try the above on for size - - what can you lose? Just make sure you don't let that statute run out.


DISCLAIMER: The only purpose of this claim tip is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga or Vince Ciulla make any guarantee of any kind whatsoever; NOR do they purport to engage in rendering any professional or legal service; NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is the INDIVIDUAL'S RESPONSIBILITY to obtain said services.

Copyright (c) 2005 by Daniel G. Baldyga All Rights Reserved

Dan Baldyga's fourth and latest book Auto Accident Personal Injury Insuraece Claim: (How To Evaluate And Settle Your Loss) can be found on the Internet at This book reveals "How To" successfully handle your motor vehicle accident claim, so you won't be taken advantage of. It also goes into detail regarding the revolutionary BASE (The Baldyga Auto Accident Settlement Evaluation Formula). BASE explains how to determine the value of the "Pain and Suffering" you endured because of your personal injury.

Additional Information provided courtesy of and Warranty Direct
© 2000-2007 Vincent T. Ciulla

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